YourFinanceCoach

About YourFinanceCoach

A personal-finance reference for the US, UK and Australia: explainers, comparisons and calculators, written to be checked rather than taken on trust.

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What this site is

YourFinanceCoach explains how consumer credit, banking, saving and debt work in three markets — United States, United Kingdom, Australia — and gives you free tools to run your own numbers. It is a reference you consult when you have a question, not a feed you follow.

Every market is treated separately. A guide to savings interest written for the United States talks about APY and FDIC insurance; the equivalent UK page talks about AER and the FSCS. We do not translate one into the other, because the underlying rules are genuinely different.

What this site is not

It is not financial advice. Nothing here takes account of your income, debts, tax position, goals or risk tolerance, and no page can tell you what you personally should do. If you need advice on your own circumstances, speak to a regulated adviser in your country.

It is also not a substitute for a provider’s own documentation. Where we quote a rate or a fee, we say where it came from and when we checked it — but the provider’s current terms are always the authority.

Who writes it

Articles carry the name of the person who wrote them, and where a page has been checked by a second person, that name appears too. We do not attribute pages to invented experts, and we do not claim professional financial credentials that the author does not hold. Where a claim needs authority behind it, that authority is a cited regulator or provider, not a byline.

How to hold us to it

Our editorial policy sets out the sourcing and correction rules we work to, and how we make money explains our commercial relationships in full. If you find something wrong or out of date, tell us — corrections are logged on the page itself.