Editorial policy

We do not invent financial figures

Interest rates, fees, rewards, credit-score thresholds, eligibility rules, protection limits and regulatory requirements are facts about someone else’s product or someone else’s law. We publish them only when we have read them at the source, and we record which source and what date. A figure we cannot verify does not appear on the site at all — it is not estimated, rounded from memory or carried over from an older page.

This is enforced in the build, not just in principle: a product entry without a verification date and an official URL fails the build rather than publishing.

Which sources we treat as authoritative

For anything that a regulator defines or a government sets, we cite the regulator or the government. For anything specific to a product, we cite the provider’s own disclosure. In that order.

Below that: the provider’s own product disclosure, then reputable industry data where a regulator publishes none. We do not cite other content sites as authority for a number.

Dates on every page

Three dates can appear on an article, and they mean different things:

• Published — when the page first went live.
• Updated — when the page was last edited in any substantive way.
• Figures checked — when a person last opened the cited sources and confirmed the numbers still say what the page says they say.

We do not touch a date to make a page look fresh. An unchanged page keeps its old date.

How we handle recommendations

Any page that ranks or recommends products states its method before the list: what we compared, on what criteria, and what we deliberately left out. The build refuses to publish a comparison or a roundup that has no stated method. We do not use the word “best” as a claim we cannot defend against the criteria we published.

Commercial arrangements do not affect rankings. Paid links are labelled as paid, and every product carrying one also links to the provider directly. See how we make money.

What we will not do

• Publish a rate, fee or eligibility rule we have not read at the source.
• Present a stale figure as current — where figures age past their recheck window, the page says so.
• Write FAQ sections that exist only to be marked up, or add schema for content a reader cannot see.
• Attribute an article to a person who did not write it, or claim credentials nobody holds.
• Publish testimonials, reviews or trust badges we did not earn.
• Promise a financial outcome. No page here can tell you that you will be approved for anything.

Corrections

If we get something wrong we fix it on the page and note what changed. Material corrections are described in the page’s update note rather than made silently. Tell us about an error via the contact page.