Banking

Everyday accounts, savings accounts, interest rates and deposit protection.

Everything here is written for the United Kingdom. Terminology, protection limits and regulators differ between markets, so a guide from another country will not transfer cleanly.

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FSCS Protection: What's Covered If a Bank Fails
The FSCS protects eligible deposits if an authorised firm fails. Here is the limit, why banking licences matter more than brands, and what falls outside.
Updated 25 August 2026 · 3 min read
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UK Savings Accounts: Which Type Fits Your Money
Easy access, notice, fixed-rate bonds, cash ISAs and regular savers — what each is for, and how to decide between them.
Updated 25 August 2026 · 3 min read
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What Is AER on a Savings Account?
AER shows what a savings account returns over a year once interest compounds. It exists so accounts paying monthly and annually can be compared honestly.
Updated 25 August 2026 · 3 min read